<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Finance Without Finance]]></title><description><![CDATA[Writing about early-stage venture, where capital is allocated before revenue, profits, cash flows, and operating history can tell you much—and investment decisions hinge on founders, markets, and what could be, not what already is.]]></description><link>https://www.financewithoutfinance.com</link><image><url>https://substackcdn.com/image/fetch/$s_!PAng!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5ff165be-3a1b-4431-9f62-873e7ac2e3f3_1280x1280.png</url><title>Finance Without Finance</title><link>https://www.financewithoutfinance.com</link></image><generator>Substack</generator><lastBuildDate>Wed, 12 Aug 2026 04:28:43 GMT</lastBuildDate><atom:link href="https://www.financewithoutfinance.com/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[Rumika Sharma]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[financewithoutfinance@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[financewithoutfinance@substack.com]]></itunes:email><itunes:name><![CDATA[Rumika Sharma]]></itunes:name></itunes:owner><itunes:author><![CDATA[Rumika Sharma]]></itunes:author><googleplay:owner><![CDATA[financewithoutfinance@substack.com]]></googleplay:owner><googleplay:email><![CDATA[financewithoutfinance@substack.com]]></googleplay:email><googleplay:author><![CDATA[Rumika Sharma]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block></channel></rss>